fbpx Skip to Content

4 Reasons Your Cat Needs Insurance

4 Reasons Your Cat Needs Insurance

Sharing is caring!

Each of us would like to think our cat will die of old age after a long and happy life, but that’s not often the case.

Accidents happen – cats choke on things, eat poisonous food, or get sick.

You don’t want to be in a position where your cat needs medical help, but you can’t afford it.

Cat owners need to be prepared!

Many people don’t know that the best way to ensure your cat lives a long, healthy life is to get them pet insurance.

The good news is that it’s much cheaper and easier than human health insurance.

Outdoor cats are naturally more accident prone, but indoor cats can have serious accidents and health risks too.

Keep reading to learn the 4 reasons every cat needs pet insurance.

1. Cats Hide Symptoms

Here’s the truth – cats can’t tell us they’re in pain. They need us to understand when they need help.

Cats might hide many of the symptoms for serious diseases or complications.

It is only when something very bad happens that you notice your cat needs medical attention.

By the time you’re aware something is wrong with your cat, the cost of fixing it could be thousands of dollars.

By getting pet insurance for your cat, you can rest easy knowing that the vet bills won’t cost you an arm and a leg.

2. Old Age

A common misconception is that cats die of old age. Cats rarely die from just being “old”.

They die from diseases and health complications that come with getting older, like kidney failure or cancer.

It’s almost inevitable that cats will develop some kind of chronic condition when they get older.

Many of these diseases are curable or at least manageable, but the medical treatment is expensive. Pet insurance offers a solution to that.

Right now, most pet owners have to choose to go through forced euthanasia when they can’t afford their cat’s medical bills.

“Forced euthanasia” is the involuntary decision to choose euthanasia over medical treatment because the cost of the medical treatment needed is too expensive.

This is absolutely horrible. No cat owner should have to go through this.

At a low monthly cost, pet insurance can cover you during emergencies and all stages of treatment.

3. Accidents

Cat are naturally very curious creatures. They have a tendency to eat things they’re not supposed to.

This makes cats extremely susceptible to choking or poisoning.

This can lead to a costly emergency vet visit. Your cat might even need surgery, x-rays, or medicine.

Pet insurance takes away the stress of affording these accidents.

4. Vet Bills are Expensive

Veterinary treatments are amazing these days. Technological advancements have made it possible to help animals survive what was once impossible.

They can do anything from open heart surgery to cancer treatment – but it’s very expensive.

However, cat owners with pet insurance can rest easy knowing that they can afford these treatments if they are necessary.

You don’t want to be in a position where something happens to your cat and you can’t afford the cost of the life saving vet visit.

**AUTHOR’S NOTE** My cat, Moosh, was diagnosed with asthma at only 1 year old. Luckily, I had Healthy Paws pet insurance on him ever since he was a kitten.

Now that he has to go to the vet every 9 weeks for asthma treatment, I couldn’t be happier with my decision to get him insured.

Is pet insurance worth it? 

So is pet insurance worth it? In my opinion, yes.

I’ve witnessed so many cat owners have to let their babies go because they couldn’t afford the procedure or medical treatment needed to save their cat’s lives.

Personally, I can’t put a price tag on peace of mind.

What’s the best pet insurance? 

There are plenty of pet insurance companies, but I personally use Healthy Paws Pet Insurance for both of my cats.

I found that the monthly premium is  reasonable and they cover almost everything.

Like all other pet insurance companies, Healthy Paws does not cover preventative care (checkups and vaccinations) or pre-existing conditions.

They do, however, cover almost anything else imaginable. It’s easy to file a claim and the reimbursement process is speedy.

Ultimately, the decision to purchase pet insurance is up to you. Cats are family and they should be treated that way.

They depend entirely on their owners to keep them safe and healthy.

If you know you can’t afford your cat’s medical bills in the event of an accident, consider Healthy Paws pet insurance. It’s worth the peace of mind.

SUMMARY: 4 Reasons Your Cat Needs Pet Insurance 

  1. Cats hide symptoms. By the time you know they’re sick, it could require a costly medical treatment. 
  2. Cats will need more medical care as they age. 
  3. Cats need to be insured in the event of a life threatening accident. 
  4. Vet bills are expensive. 

Get the best cat stories in your mailbox!

  • This field is for validation purposes and should be left unchanged.

Sharing is caring!


Saturday 17th of October 2020

Hi Shadi. I was reading the comments and for everyone you replied helpfully. I just want to say thank you for the work you do for National kitty, I love to read the articles. If you agree with me, give Shadi a big thank you! :D


Thursday 22nd of October 2020

Thank you! <3


Saturday 17th of October 2020

Hi Shadi. I was reading the comments and for everyone you replied helpfully. I just want to say thank you for the work you do for National kitty, I love to read the articles. If you agree with me, give Shadi a big thank you!

Frances Reed

Sunday 11th of October 2020

What you have multiple cats ?


Wednesday 15th of April 2020

I rescue cats from death row from NEW York New Jersey that are older cats I have 23 cats I ask for no help from anyone I have a very wonderful vet I could use some inc to help out my cats are my whole world and my family I do with out to take good care of all of them

Jill emmert

Saturday 4th of April 2020

How much would it be on a car 2 yrs old and never been sick


Sunday 5th of April 2020

Hi Jill! You'll need to click the link to get a quote from Healthy Paws.